Loan Options for Refinancing

If you decide that refinancing is the best choice for you,

there are many loan options to choose from:

Fixed Rate Loans: This is a popular loan because you have the ability

to lock in a low fixed rate that will never change for the term of the loan

(15, 20, 30, 40-year loans).

Adjustable Rate Loans: This is a flexible loan geared towards your

short-term Real Estate goals.

Cash-out Refi Loans:  This allows you to get extra money

without having to take out a second mortgage.

Interest-Only Loans: This particular loan helps

stretch your cash out longer and lowers your payments.

FHA Loans: These loans are a great option in this current 

economy. FHA loans offer the ability to have low down payment options

and more flexible guidelines than the more traditional mortgages.