858-483-4687


San Diego Real Estate

Alexander Pfleger (GRI, SRES)

Realtor® / Loan Consultant

Buying or Selling

Residential, Townhouse or Condo, and Estates
P: 858.483.4687 alexanderp@sdreonline.com





 Refinancing Your Home

There are many benefits to refinancing. 

On the other hand, refinancing is not for everyone. There are many factors in determining if you need to refinance now or wait. We will discuss all these factors with you.


Loan Options for Refinancing


If you decide that refinancing is the best choice for you,

there are many loan options to choose from:



Fixed Rate Loans: This is a popular loan because you have the ability

to lock in a low fixed rate that will never change for the term of the loan

(15, 20, 30, 40-year loans).



Adjustable Rate Loans: This is a flexible loan geared towards your

short-term Real Estate goals.



Cash-out Refi Loans:  This allows you to get extra money

without having to take out a second mortgage.



Interest-Only Loans: This particular loan helps

stretch your cash out longer and lowers your payments.



FHA Loans: These loans are a great option in this current 

economy. FHA loans offer the ability to have low down payment options

and more flexible guidelines than the more traditional mortgages.

Interest Rates

The market is constantly changing. Our goal is to provide you with the most accurate rate based on your specific Home Financing needs. Underwriting guidelines for qualifications change frequently and each loan scenario is unique. Please contact our Mortgage Loan Professionals for the latest and up-to-date Mortgage Rates.

Alexander Pfleger

858.483.4687


 
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